Thursday, October 27, 2022

One 12 months in, here is why TPG staffers are loving the Capital One Enterprise X card


The Capital One Enterprise X Rewards Credit score Card entered the market one 12 months in the past with huge plans to disrupt the premium journey card business. I’m a fan, and I’ve taken benefit of just about each profit on the cardboard since I opened it. It additionally shortly grew to become my most well-liked card for on a regular basis spending due to the two miles per greenback I get on each buy.

It’s arduous to not love a card that gives a lot worth, together with an annual $300 assertion credit score (plus as much as 10 miles per greenback) for purchases by Capital One Journey, entry to over 1,400 airport lounges worldwide, a ten,000-mile anniversary bonus and extra.

The perfect half? That is obtainable for an annual price of simply $395 — nicely under its rivals.

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I’m not the one one who’s seen unbelievable worth from Enterprise X. Lots of my colleagues right here at The Factors Man have additionally been profiting from the cardboard because it first launched a 12 months in the past.

Maintain studying to learn the way — and why — the cardboard might be a terrific match to your personal pockets.

Advantages of the Capital One Enterprise X card

I discussed a number of of Enterprise X’s perks above, however there are such a lot of. Right here’s a fast rundown of essentially the most useful:

  • 75,000 miles after you spend $4,000 on the cardboard within the first three months.
  • As much as $300 automated annual assertion credit score for bookings by Capital One Journey.
  • Limitless entry to Capital One Lounges, together with two complimentary friends.
  • Limitless entry for you and two friends to Capital One’s Accomplice Lounge Community of over 1,400 places, together with Precedence Cross places, eating places and Plaza Premium lounges.
  • 10,000 bonus miles each account anniversary, beginning in your first anniversary.
  • As much as 4 approved customers at no further price — who then get their very own entry to Capital One Lounges, Plaza Premium lounges and Precedence Cross places.
  • Complimentary Hertz President’s Circle standing.
  • 10 miles per greenback spent with Turo (by Could 16, 2023).
  • As much as $100 in assertion credit for both TSA PreCheck or International Entry.

The cardboard additionally comes with journey cancellation and interruption insurance coverage, journey delay reimbursement and cellphone safety. And with Capital One Journey, it can save you a mean of 15% on flights utilizing value alerts that notify you when it’s the most effective time to e-book. For those who e-book when Capital One Journey recommends, you’ll additionally get free value drop safety. For added flexibility, you may even add the choice to cancel your flight for any motive or freeze a flight value for a number of days.

As well as, Capital One Journey proactively matches or beats resort charges from Expedia and others, making certain you get the most effective value in your room.

Associated: New 75,000-mile bonus, decrease minimal spending requirement: A overview of Capital One Enterprise X

All of those advantages look nice on paper, however I’ve put Enterprise X by its paces this 12 months — and it’s earned a spot in my pockets for the long run.

My first 12 months with Enterprise X

The Capital One Lounge at Dallas Fort Value Worldwide Airport (DFW) options native meals and craft cocktails. WYATT SMITH/THE POINTS GUY

The sign-up bonus was solely one of many the reason why I jumped on the likelihood so as to add Enterprise X to my pockets. Certain, the present provide is value $750 when used immediately for journey purchases, however right here at TPG, we peg these 75,000 miles at almost $1,400 for those who strategically make the most of Capital One’s implausible switch companions.

Right here’s how I’ve made the many of the Enterprise X since I opened an account earlier this 12 months:

  • Obtained a $300 assertion credit score for airfare booked by Capital One Journey — dropping my out-of-pocket price for an costly flight down to simply over $200.
  • Earned 10 miles per greenback on rental automobiles booked by Capital One Journey in Hawaii — and loved a complimentary improve due to Hertz President’s Circle standing.
  • Gained entry to the unbelievable Capital One Lounge in DFW throughout an extended layover, permitting me to gas up with recent, locally-sourced meals and calm down with a craft cocktail.
  • Transferred miles to Air France-KLM Flying Blue throughout a switch bonus for 4, one-way tickets from Paris to San Francisco, saving me 1000’s of {dollars}.

I respect the Enterprise X card not just for its beneficiant perks and relatively low-annual price, but in addition as a result of I earn 2 miles per greenback on my on a regular basis purchases. The miles add up that a lot quicker, placing me even nearer to my journey targets.

Different TPG staffers

Don’t simply take my phrase for it. Right here’s how different TPG staffers use the Capital One Enterprise X Rewards Credit score Card:

Colby Kirkpatrick, social media supervisor

One huge Enterprise X reward I used this 12 months was the $300 journey credit score by Capital One Journey. With that, I coated nearly all the price of my Chevrolet Tahoe automotive rental on my $0 Highway Journey up California’s iconic Freeway 1 — and I used Capital One miles at a set worth to erase the remainder of the acquisition. Each had been extremely simple to make use of.

Erica Silverstein, cruise editor

I used the $300 journey credit score after I wished to remain one night time in London within the West Finish space. The inns on this standard vacationer space had been particularly dear, so this offset most of the price of that keep. And I’ve used the Precedence Cross membership to get airport lounge entry at Washington, D.C.’s Dulles Worldwide Airport (IAD) and Miami Worldwide Airport (MIA). I plan to make use of the International Entry credit score for my son because the perk applies to any utility price charged to Enterprise X, not simply that of the first cardholder.

Associated: 6 issues to do whenever you get the Capital One Enterprise X card

Hannah Streck, senior search engine optimisation supervisor

I’ve loved gaining access to Precedence Cross lounges which has been significantly useful for worldwide journey, as not all main carriers have their flagship lounges in European airports. I used the $300 journey credit score towards a one-way ticket in premium financial system to Germany, and I additionally like that I earn 10 miles per greenback after I e-book inns by Capital One Journey. I’m saving my miles to redeem them for an enormous journey to New Zealand and Australia.

A visit down below is on one TPG staffer’s listing utilizing Capital One miles. AIRPHOTO AUSTRALIA/GETTY IMAGES

Katie Genter, senior author

I’ve had the Capital One Enterprise Rewards Credit score Card since 2015, however I opened a brand new Capital One Enterprise X Rewards Credit score Card in March 2022 as a result of its sign-up bonus was troublesome to refuse. I plan to make use of these miles by transferring them to one in every of Capital One’s switch companions.

Within the meantime, I’ve gotten nice worth from Enterprise X. I exploit the cardboard as my on a regular basis spending card since I do know I am going to earn not less than 2 miles per greenback on all purchases — together with issues like campsite reservations and charity donations, which often would not earn bonus rewards on my different playing cards. I’ve visited the Capital One Lounge in Dallas a number of occasions and actually do assume it is the most effective lounge in Dallas for any cardholder. And I’ve benefited a number of occasions from value drop safety after reserving flights by Capital One Journey with my Enterprise X card.

Matt Moffit, senior bank cards editor

I utilized for Enterprise X the primary month after it got here out, as I used to be desirous to earn the preliminary sign-up bonus. I transferred my miles to Singapore Airways KrisFlyer as a part of a promotion to earn KrisFlyer Gold standing by changing financial institution rewards to this system.

To share the advantage of lounge entry, I added relations and mates as approved customers on my Enterprise X. This free profit has granted every of them complimentary entry to over 1,400 lounges world wide due to Capital One’s intensive community.

Lastly, I signed up for the Hertz President’s Circle standing perk included with this card. This has let me skip the road at some rental places and obtain automotive upgrades.

Associated: Ideas and methods to get most worth out of your Capital One miles

Backside line

The Capital One Enterprise X Rewards Credit score Card launched one 12 months in the past — and it’s been successful with many at TPG (myself included). Whether or not it’s saving cash on in any other case costly resort stays with the $300 journey credit score, incomes as much as 10 miles per greenback on bookings by Capital One Journey or having fun with the intensive lounge entry on the cardboard (together with for approved customers), there’s lots to like about Enterprise X.

The cardboard additionally earns not less than 2 miles per greenback on each buy whereas providing intensive journey protections, and the ten,000-mile bonus on the one-year card anniversary is certainly a motive to rejoice.

Maybe most significantly, the cardboard’s advantages preserve getting higher — with current bulletins of Capital One Landings, a brand new culinary-focused airport lounge idea and Premier Assortment, a curated listing of luxurious inns with unique perks for Enterprise X cardholders.

All of this (and extra) might be yours with the bottom annual price of any premium journey card.

Don’t miss out on the prospect to take your journey — and your rewards — additional. Apply for the Capital One Enterprise X card at the moment.



Originally published at Irvine News HQ

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